{"id":8822,"date":"2026-03-20T15:15:00","date_gmt":"2026-03-20T08:15:00","guid":{"rendered":"https:\/\/www.globenewswire.com\/news-release\/2026\/03\/20\/3259579\/0\/en\/Groupama-Group-2025-Results.html3259579"},"modified":"2026-03-20T15:34:28","modified_gmt":"2026-03-20T08:34:28","slug":"groupama-group-2025-results","status":"publish","type":"post","link":"https:\/\/cryptoinsider.asia\/vi\/groupama-group-2025-results\/","title":{"rendered":"Groupama Group 2025 Results"},"content":{"rendered":"\n<p align=\"justify\"><b>Groupama delivered very strong results, with economic operating income up 22.8% and net income reaching \u20ac1.0\u202fbillion<\/b><b>.<\/b><\/p>\n<p align=\"justify\"><b>Premium income (insurance premiums and other income) of \u20ac20.0 billion, up +8.4%<\/b><\/p>\n<ul>\n<li>Growth in activity in all business lines: property and casualty insurance (+6.2%), health and protection (+8.4%) and savings &amp; pensions (+14.3%)<\/li>\n<li>Sustained growth in France (+7.7%) and in international subsidiaries (+11.3%)<\/li>\n<li>Insurance revenue (IFRS 17) of \u20ac17.3 billion, up +6.2%<\/li>\n<\/ul>\n<p align=\"justify\"><b>Net income of \u20ac1.0 billion<\/b><\/p>\n<ul>\n<li>Economic operating income of \u20ac1.2 million, up \u20ac22.8 million<\/li>\n<li>Climate-related losses of \u20ac895\u202fmillion, gross of reinsurance (slightly higher than in 2024)<\/li>\n<li>Combined ratio of 93.9%<\/li>\n<\/ul>\n<p align=\"justify\"><b>Strong solvency ratio of 222% without transitional measures <\/b><\/p>\n<ul>\n<li>Solvency ratio of 274% with the transitional measure on technical provisions<\/li>\n<li>Shareholders\u2019 equity of \u20ac12.0 billion, up +\u20ac1.5 billion<\/li>\n<li>Contractual service margin of \u20ac4.4 billion<\/li>\n<\/ul>\n<p align=\"justify\">\u201c<i>Groupama reports very solid results of which we are proud and which strengthen our Group\u2019s model. We are also aligned with our Ambition 2030 plan, which relies on the strong commitment of our employees and elected members to achieve our objectives. I am also pleased with our actions in terms of prevention and sustainability, which have been recognised through the awarding of the Engag\u00e9 RSE label by AFNOR<\/i><i>.<\/i>\u201d stated Laurent Poupart, Chairman of the Board of Directors of Groupama Assurances Mutuelles.<\/p>\n<p align=\"justify\">\u201c<i>The year 2025 follows on from 2024 with solid results generated by all the Group\u2019s entities, in a favourable financial environment but with climate-related claims well above the historical average. <\/i><i>These results are affected by the exceptional tax on large companies\u2019 income<\/i><i>. The Group continues to advance along its strategic roadmap, Ambition 2030, with organic growth based on customer satisfaction as its top priority<\/i><i>.\u201d<\/i> added Thierry Martel, CEO of Groupama Assurances Mutuelles.<\/p>\n<p align=\"justify\">The Board of Directors of Groupama Assurances Mutuelles met on 19 March 2026, under the chairmanship of Laurent Poupart, and approved the Group\u2019s combined financial statements for fiscal year&nbsp;2025.<\/p>\n<p align=\"justify\"><b>Sustained business development (insurance premiums and other revenues)<\/b><\/p>\n<p align=\"justify\">At 31 December 2025, Groupama\u2019s combined premium income stood at \u20ac20.0 billion, up +8.4% from 31 December 2024. Growth was recorded across all the Group\u2019s activities: growth in property and casualty insurance (+6.2%), health and protection insurance (+8.4%) and sustained growth in savings and pensions (+14.3%).<\/p>\n<p align=\"justify\"><i>Groupama premium income at 31 December 2025<\/i><\/p>\n<div class=\"pcrstb-wrap\"><table>\n<tr>\n<td><i>\u20ac million<\/i><\/td>\n<td>31\/12\/2025<\/td>\n<td>Like-for-like change<\/td>\n<\/tr>\n<tr>\n<td>Property and Casualty<\/td>\n<td>9,801<\/td>\n<td>+6.2%<\/td>\n<\/tr>\n<tr>\n<td>Health and Protection<\/td>\n<td>6,395<\/td>\n<td>+8.4%<\/td>\n<\/tr>\n<tr>\n<td>Savings and Pensions<\/td>\n<td>3,560<\/td>\n<td>+14.3%<\/td>\n<\/tr>\n<tr>\n<td>Financial businesses<\/td>\n<td>279<\/td>\n<td>+13.5%<\/td>\n<\/tr>\n<tr>\n<td><b>GROUP TOTAL<\/b><\/td>\n<td><b>20,035<\/b><\/td>\n<td><b>+8.4%<\/b><\/td>\n<\/tr>\n<\/table><\/div>\n<p align=\"justify\"><u>In France<\/u><\/p>\n<p align=\"justify\">At 31 December 2025, insurance premium income in France amounted to \u20ac16.3 billion, up +7.7% compared with 31 December 2024. This momentum reflects the performance of all business lines.<\/p>\n<p align=\"justify\">Premium income in property and casualty insurance reached \u20ac7.3 billion at 31 December 2025, up +5.4%. This growth was driven by all segments, in particular:<\/p>\n<ul>\n<li>insurance for businesses and local authorities (+9.6%);<\/li>\n<li>home insurance (+7.5%);<\/li>\n<li>agricultural insurance (+3.3%);<\/li>\n<li>motor insurance (+4.7%), which benefited from both pricing adjustments and the increase in the number of policies taken out. The Group now insures 3.6 million vehicles.<\/li>\n<\/ul>\n<p align=\"justify\">In health and protection, the business continued to grow (+8.2%) and reached \u20ac6.0 billion at 31 December 2025. This performance is driven by the increase in:<\/p>\n<ul>\n<li>group health (+8.3)<\/li>\n<li>and individual health (+7.1%), which recorded a net increase of nearly +25,000 policies this year, bringing the total to almost 1.2 million policies at the end of 2025.<\/li>\n<\/ul>\n<p align=\"justify\">In savings and pensions, premium income increased significantly (+12.6%) to \u20ac3.0&nbsp;billion at 31 December 2025. This growth was driven by:<\/p>\n<ul>\n<li>individual euro-denominated savings and pensions (+19.2%);<\/li>\n<li>individual unit-linked savings and pensions (+7.9%).<\/li>\n<\/ul>\n<p align=\"justify\">It should be noted that net inflows in individual savings were positive as at 31 December 2025, marking a shift in trend compared with previous years.<\/p>\n<p align=\"justify\"><u>International<\/u><\/p>\n<p align=\"justify\">Present in nine countries outside France, the Group generated international premium income of \u20ac3.4 billion at the end of 2025, up +11.3% at constant scope and exchange rates compared with 31 December 2024. Performance was particularly strong in Bulgaria (+35.1%), Hungary (+21.9%), Italy (+6.0%) and Romania (+12.4%), where Groupama confirmed its position as market leader.<\/p>\n<p align=\"justify\">Property and casualty insurance premium income totalled \u20ac2.4&nbsp;billion as at 31 December 2025, up +8.7% from the previous period. This increase is due in particular to:<\/p>\n<ul>\n<li>motor insurance (+7.9%), which was up particularly in Italy and Romania;<\/li>\n<li>insurance for businesses and local authorities (+10.2%), especially in Italy and Hungary;<\/li>\n<li>and motor insurance (+9.6%), up in all geographical areas.<\/li>\n<\/ul>\n<p align=\"justify\">The savings and pensions business is growing significantly, with a marked increase in premium income of +24.4\u202f% to \u20ac559 million. Unit-linked individual savings and pensions increased&nbsp;by&nbsp;39.7% over the period, driven mainly by growth in Hungary and Italy. Traditional savings and pensions remained stable over the period.<\/p>\n<p align=\"justify\">In health and protection, activity increased by 11.6% to \u20ac429&nbsp;million as at31 December 2025, driven by growth in:<\/p>\n<ul>\n<li>group health insurance (+18.9%), particularly in Romania;<\/li>\n<li>group protection (+20.4%);<\/li>\n<li>and individual protection (+7.0%), mainly in Hungary.<\/li>\n<\/ul>\n<p align=\"justify\"><u>Financial businesses<\/u><\/p>\n<p align=\"justify\">The Group\u2019s premium income was \u20ac279 million, including \u20ac270 million from Groupama Asset Management and \u20ac9 million from Groupama Epargne Salariale. Groupama Asset Management\u2019s assets under management were up by \u20ac3.2 billion to \u20ac107.6 billion at&nbsp;31 December 2025, including 30% on behalf of external clients.<\/p>\n<p align=\"justify\"><b>Significant improvement in results<\/b><\/p>\n<p align=\"justify\">As at 31 December 2025, the Group\u2019s economic operating income stood at \u20ac1,172\u202fmillion, an increase of +22.8% compared with 2024.<\/p>\n<p align=\"justify\">In health &amp; protection, operating income amounted to \u20ac265 million, compared with&nbsp;\u20ac299 million at 31 December 2024. The underwriting margin was impacted on certain health &amp; protection lines by the impact on future profitability projections of the new taxes on supplementary health insurance in France that will come into force in 2026.<\/p>\n<p align=\"justify\">In property and casualty insurance, economic operating income amounted to \u20ac747&nbsp;million, up by \u20ac319&nbsp;million compared with 31 December 2024. This increase reflects the improvement in the combined ratio, a key indicator of technical performance.<\/p>\n<p align=\"justify\">The Group\u2019s non-life combined ratio stood at 93.9% at end 2025, an improvement of&nbsp;-1.2 points compared with 2024. This change is due in particular to the improvement in attritional claims experience (high-frequency, low-cost claims) and the decrease in major claims compared with the previous period (which had included the cost of the riots in New Caledonia). <br \/>Loss experience related to weather events in 2025 was slightly higher than in 2024, with the year heavily affected by several major events, including:<\/p>\n<ul>\n<li>Cyclone Garance on R\u00e9union Island: \u20ac63 million, gross of reinsurance;<\/li>\n<li>storms and hail in mainland France in June: nearly \u20ac250 million, net of reinsurance.<\/li>\n<\/ul>\n<p align=\"justify\">In total, weather-related losses amounted to \u20ac895 million, gross of reinsurance and&nbsp;\u20ac722 million, net of reinsurance.<br \/>The operating costs ratio remained stable at 28.0% as at 31 December 2025.<\/p>\n<p align=\"justify\">In savings and pensions, economic operating income stood at \u20ac269 million as at 31 December 2025, compared with \u20ac327 million in 2024. It should be noted that the 2024 result benefited from income generated by the commutation to CNP Retraite of the share reinsured by Groupama Gan Vie under the PREFON Retraite reinsurance treaty. Excluding this item, adjusted operating income rose by&nbsp;\u20ac60 million over the period.<\/p>\n<p align=\"justify\">Economic operating income from financial activities amounted to +\u20ac51 million and that of the Group\u2019s holding company activity was -\u20ac160 million as at 31 December 2025.<\/p>\n<p align=\"justify\">The transition from economic operating income to net income includes non-recurring items, in particular the realisation of capital gains or losses, changes in the fair value of financial assets, financing expenses, as well as the corporate tax surcharge relating to the 2025 financial year. Overall, the Group\u2019s net income amounted to \u20ac1,020 million as at&nbsp;31 December 2025, compared with \u20ac961 million as at 31 December 2024.<\/p>\n<p align=\"justify\"><b>A strengthened balance sheet<\/b><\/p>\n<p align=\"justify\">The Group\u2019s shareholders\u2019 equity totalled \u20ac12.0 billion as at 31 December 2025, up \u20ac1.5 billion compared with 31 December 2024. This rise is mainly attributable to:<\/p>\n<ul>\n<li>the positive contribution of net income for the fiscal year;<\/li>\n<li>and the favourable change in OCI reserves, reflecting the positive impact of developments in financial markets.<\/li>\n<\/ul>\n<p align=\"justify\">The Group\u2019s contractual services margin, which represents the deferred future profits of outstanding contracts in savings and pensions and long-term protection, amounted to&nbsp;\u20ac4.4 billion at 31 December 2025, up +\u20ac635 million compared with 31 December 2024.<\/p>\n<p align=\"justify\">Insurance investments totalled \u20ac69.7 billion, up +\u20ac2.5 billion, mainly due to changes in the financial markets (rise in equity markets, fall in bond spreads).<\/p>\n<p align=\"justify\">At 31 December 2025, the Solvency&nbsp;II ratio stood at 222%, without the transitional measure on underwriting reserves. The 37-point increase in the coverage ratio compared with year-end&nbsp;2024 is mainly attributable to:<\/p>\n<ul>\n<li>the issuance of \u20ac500 million in Tier 2 debt in May 2025;<\/li>\n<li>income generated over the period;<\/li>\n<li>and changes in financial market conditions.<\/li>\n<\/ul>\n<p align=\"justify\">Including the transitional measure on technical provisions, authorised by the ACPR, the ratio amounted to 274%.<\/p>\n<p align=\"justify\">It should also be noted that, after the accounts were closed, the Group issued perpetual subordinated securities on 7 January 2026 for a total amount of \u20ac600 million, with a coupon of 5.750%. This transaction optimises the Group\u2019s capital structure within the Solvency&nbsp;II framework.<\/p>\n<p align=\"justify\">The Group&#8217;s financial strength is underlined by Fitch Ratings, which confirmed Groupama&#8217;s &#8216;A+&#8217; rating with a &#8216;Stable&#8217; outlook on 20 November 2025.<\/p>\n<p align=\"center\">&#8212;&#8212;-<\/p>\n<p align=\"justify\"><i>For the financial statements as at 31\/12\/2025, the Group\u2019s financial information consists of:<\/i><\/p>\n<ul>\n<li><i>this press release, which is available on the website <\/i><a href=\"https:\/\/www.globenewswire.com\/Tracker?data=okLojhJ67C3CjJ-7ldjFXHbpGxwFTGvxiSnB39He6Al0JI3h2J-wJGamKUVEexQrWdbPvSO2RxN5ctUT06E2FXTywnybdB8hrrDqLI-asbE=\" rel=\"nofollow\" target=\"_blank\" title><i>www.groupama.com<\/i><\/a><i>,<\/i><\/li>\n<li><i>the universal registration document of Groupama, which will be filed with the AMF on 29 April 2026 and posted on the <\/i><a href=\"https:\/\/www.globenewswire.com\/Tracker?data=okLojhJ67C3CjJ-7ldjFXHbpGxwFTGvxiSnB39He6AmdFGHucOgfy29zKyODVoYOU785x7m7iB1NekPtT-RGAIhCzRPFmaUHMvPp4RYsNo8=\" rel=\"nofollow\" target=\"_blank\" title><i>www.groupama.com<\/i><\/a><i> website on the same day<\/i><i><br \/><\/i><\/li>\n<\/ul>\n<p align=\"left\"><b>Press contact:<\/b><\/p>\n<p align=\"left\">Safia Bouda: 06 02 04 48 63<br \/>safia.bouda@groupama.com<\/p>\n<p><b>Analyst and investor contact:<\/b><\/p>\n<p align=\"left\">Val\u00e9rie Buffard: 06 70 04 12 38<br \/>valerie.buffard@groupama.com<\/p>\n<p align=\"left\"><b>Appendix: Groupama key figures<\/b><\/p>\n<p align=\"justify\"><b>Premium Income (insurance premiums and other income)<\/b><\/p>\n<div class=\"pcrstb-wrap\"><table>\n<tr>\n<td><i>\u20ac million<\/i><\/td>\n<td>31\/12\/2024<\/td>\n<td>31\/12\/2025<\/td>\n<td>Change *<br \/><i>as %<\/i><\/td>\n<\/tr>\n<tr>\n<td><b>&gt; France<\/b><\/td>\n<td><b>15,154<\/b><\/td>\n<td><b>16,319<\/b><\/td>\n<td><b>+7.7%<\/b><\/td>\n<\/tr>\n<tr>\n<td>Property &amp; Casualty<\/td>\n<td>6,974<\/td>\n<td>7,351<\/td>\n<td>+5.4%<\/td>\n<\/tr>\n<tr>\n<td>Health &amp; Protection<\/td>\n<td>5,515<\/td>\n<td>5,967<\/td>\n<td>+8.2%<\/td>\n<\/tr>\n<tr>\n<td>Savings &amp; Pensions<\/td>\n<td>2,665<\/td>\n<td>3,001<\/td>\n<td>+12.6%<\/td>\n<\/tr>\n<tr>\n<td><b>&gt; International &amp; Overseas territories<\/b><\/td>\n<td><b>3,103<\/b><\/td>\n<td><b>3,438<\/b><\/td>\n<td><b>+11.3%<\/b><\/td>\n<\/tr>\n<tr>\n<td>Property &amp; Casualty<\/td>\n<td>2,268<\/td>\n<td>2,450<\/td>\n<td>+8.7%<\/td>\n<\/tr>\n<tr>\n<td>Health &amp; Protection<\/td>\n<td>385<\/td>\n<td>429<\/td>\n<td>+11.7%<\/td>\n<\/tr>\n<tr>\n<td>Savings &amp; Pensions<\/td>\n<td>450<\/td>\n<td>559<\/td>\n<td>+24.4%<\/td>\n<\/tr>\n<tr>\n<td><b>TOTAL Insurance<\/b><\/td>\n<td><b>18,257<\/b><\/td>\n<td><b>19,756<\/b><\/td>\n<td><b>+8.3%<\/b><\/td>\n<\/tr>\n<tr>\n<td>Financial businesses<\/td>\n<td>246<\/td>\n<td>279<\/td>\n<td>+13.5%<\/td>\n<\/tr>\n<tr>\n<td><b>Groupama premium income<\/b><\/td>\n<td><b>18,503<\/b><\/td>\n<td><b>20,035<\/b><\/td>\n<td><b>+8.4%<\/b><\/td>\n<\/tr>\n<\/table><\/div>\n<p>* Change at constant exchange rates<\/p>\n<p align=\"justify\"><b>Economic Operating Income<\/b><\/p>\n<div class=\"pcrstb-wrap\"><table>\n<tr>\n<td><i>\u20ac million<\/i><\/td>\n<td>31\/12\/2024<\/td>\n<td>31\/12\/2025<\/td>\n<\/tr>\n<tr>\n<td>Insurance &#8211; France<\/td>\n<td>856<\/td>\n<td>996<\/td>\n<\/tr>\n<tr>\n<td>Insurance &#8211; International<\/td>\n<td>200<\/td>\n<td>285<\/td>\n<\/tr>\n<tr>\n<td>Financial businesses<\/td>\n<td>44<\/td>\n<td>51<\/td>\n<\/tr>\n<tr>\n<td>Holding companies<\/td>\n<td>-146<\/td>\n<td>-160<\/td>\n<\/tr>\n<tr>\n<td><b>Economic Operating Income*<\/b><\/td>\n<td><b>954<\/b><\/td>\n<td><b>1,172<\/b><\/td>\n<\/tr>\n<\/table><\/div>\n<p align=\"justify\"><b><i>*<\/i><\/b><i> Economic operating income: net income restated for realised capital gains and losses, allocations to and reversals of provisions for long-term impairment and unrealised gains and losses on financial assets recognised at fair value from property and casualty, health\/personal protection, financial and holding company activities (these items being net of corporate income tax). Non-recurring transactions net of tax, impairment of goodwill (net of tax) and external financing expenses are also restated. <\/i><\/p>\n<p align=\"justify\"><b>Net Income<\/b><\/p>\n<div class=\"pcrstb-wrap\"><table>\n<tr>\n<td><i>\u20ac million<\/i><\/td>\n<td>31\/12\/2024<\/td>\n<td>31\/12\/2025<\/td>\n<\/tr>\n<tr>\n<td>Insurance &#8211; France<br \/>Insurance &#8211; International<\/td>\n<td>906<br \/>161<\/td>\n<td>946<br \/>247<\/td>\n<\/tr>\n<tr>\n<td>Financial businesses<\/td>\n<td>44<\/td>\n<td>43<\/td>\n<\/tr>\n<tr>\n<td>Holding companies<\/td>\n<td>-151<\/td>\n<td>-216<\/td>\n<\/tr>\n<tr>\n<td><b>Net Income <\/b><\/td>\n<td><b>961<\/b><\/td>\n<td><b>1,020<\/b><\/td>\n<\/tr>\n<\/table><\/div>\n<p align=\"justify\"><b>Balance sheet<\/b><\/p>\n<div class=\"pcrstb-wrap\"><table>\n<tr>\n<td><i>\u20ac million<\/i><\/td>\n<td>31\/12\/2024<\/td>\n<td>31\/12\/2025<\/td>\n<\/tr>\n<tr>\n<td>Equity<\/td>\n<td>10,487<\/td>\n<td>11,951<\/td>\n<\/tr>\n<tr>\n<td>Subordinated Debt<\/td>\n<td>2,741<\/td>\n<td>3,241<\/td>\n<\/tr>\n<tr>\n<td><i>&#8211; equity instrument<\/i><\/td>\n<td>600<\/td>\n<td>600<\/td>\n<\/tr>\n<tr>\n<td><i>&#8211; financing debt<\/i><\/td>\n<td>2,141<\/td>\n<td>2,641<\/td>\n<\/tr>\n<tr>\n<td>Contractual Services Margin*<\/td>\n<td>3,811<\/td>\n<td>4,446<\/td>\n<\/tr>\n<tr>\n<td>Total Balance Sheet<\/td>\n<td>89,396<\/td>\n<td>94,163<\/td>\n<\/tr>\n<\/table><\/div>\n<p align=\"justify\"><i>* Contractual services margin (CSM): component of the carrying amount of the asset or liability for a group of insurance contracts representing the unearned profit that the entity will recognise in the income statement as it provides insurance services to policyholders <\/i><\/p>\n<p align=\"justify\"><b>Main ratios<\/b><\/p>\n<div class=\"pcrstb-wrap\"><table>\n<tr>\n<td><b>&nbsp;<\/b><\/td>\n<td>31\/12\/2024<\/td>\n<td>31\/12\/2025<\/td>\n<\/tr>\n<tr>\n<td>Combined ratio<\/td>\n<td>95.1%<\/td>\n<td>93.9%<\/td>\n<\/tr>\n<tr>\n<td>Debt-to-equity ratio*<\/td>\n<td>18.7%<\/td>\n<td>19.4%<\/td>\n<\/tr>\n<tr>\n<td>Solvency&nbsp;II ratio <i>(with transitional measure**)<\/i><\/td>\n<td>241%<\/td>\n<td>274%<\/td>\n<\/tr>\n<tr>\n<td>Solvency II ratio <i>(without transitional measure**)<\/i><\/td>\n<td>185%<\/td>\n<td>222%<\/td>\n<\/tr>\n<\/table><\/div>\n<p align=\"justify\"><i>* Debt ratio: ratio between \u2018subordinated debt (fixed-term and perpetual)\u2019 and \u2018the sum of total capital employed (equity including perpetual subordinated debt and excluding reserves related to changes in the fair value of financial instruments) plus fixed-term subordinated debt plus the contractual service margin net of taxes\u2019 <\/i><\/p>\n<p align=\"justify\"><i>** transitional measure on technical provisions <\/i><\/p>\n<p align=\"justify\"><b>Financial strength rating \u2013 Fitch Ratings <\/b><\/p>\n<div class=\"pcrstb-wrap\"><table>\n<tr>\n<td><b>&nbsp;<\/b><\/td>\n<td>Rating *<\/td>\n<td>Outlook<\/td>\n<\/tr>\n<tr>\n<td>Groupama Assurances Mutuelles and its subsidiaries<\/td>\n<td>A+<\/td>\n<td>Stable<\/td>\n<\/tr>\n<\/table><\/div>\n<p><i>* Insurer Financial Strength (IFS)<\/i><\/p>\n<p id=\"gnw_attachments_section-header\"> <strong>Attachment<\/strong>\n<\/p>\n<ul id=\"gnw_attachments_section-items\">\n<li> <a target=\"_blank\" href=\"https:\/\/www.globenewswire.com\/Tracker?data=7SAIEWDuONB_uMt-rU42UXHOaBaJKWQbMNef-aSTgcox1aD5hz-Vg_ayPe6fn9Z3-XS89N-iPBzvafyln8C9mxxGszAUopFS8XXAHePxtnwYM-SUWZN7VvJXkB47NAhKOiZ2toba1Z2h7Sjr_2A6dGm2I6t5NzcjqPh0hoQH9Lhj64VtmkE6aq6uc7hVl45T\" title=\"Groupama_FY2025_Results_PR\" rel=\"nofollow\">Groupama_FY2025_Results_PR<\/a> <\/li>\n<\/ul>\n<p><img decoding=\"async\" alt src=\"https:\/\/ml-eu.globenewswire.com\/media\/MzlkNTM0MmMtNmQ0MC00NTYyLTk3YTQtYWExOWJiZGFiZTM2LTEwMTA5NzktMjAyNi0wMy0yMC1lbg==\/tiny\/Groupama-Assurances-Mutuelles.png\" referrerpolicy=\"no-referrer-when-downgrade\">  <\/p>\n","protected":false},"excerpt":{"rendered":"<p> Groupama delivered very strong results, with economic operating income up 22.8% and net income reaching \u20ac1.0\u202fbillion. Premium income (insurance premiums and other income) of \u20ac20.0 billion, up +8.4% Growth in activity in all business lines: property and casualty insurance (+6.2%), health and protection (+8.4%) and savings &amp; pensions (+14.3%)Sustained growth in France (+7.7%) and in international subsidiaries (+11.3%)Insurance revenue (IFRS 17) of \u20ac17.3 billion, up +6.2% Net income of \u20ac1.0 billion Economic operating income of \u20ac1.2 million, up \u20ac22.8 millionClimate-related&#8230;<\/p>\n","protected":false},"author":1,"featured_media":8823,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[75,1406],"tags":[],"class_list":["post-8822","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-business","category-globenewswire"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Groupama Group 2025 Results<\/title>\n<meta name=\"description\" content=\"Groupama delivered very strong results, with economic operating income up 22.8% and net income reaching \u20ac1.0\u202fbillion. 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